Argonaut Agentic

Agentic Payments

The base utility for Argonaut Agentic (Argo) is plain vanilla payments: securing identity and transmission at close to zero cost. Argo does it by coupling the Regnum Dei philosophical model, to ISO 20022 through a ReAct reasoning loop. Running on Solana rails, it cuts the cost of KYC/AML checks for corporate treasuries, because identity is verified once and treasury spending runs on keypairs with multi-signature approval.

Argo's value add however is that it ranks transaction traffic against standards typically related to DEI and ESG provisions. These corporate governance layers sit on top of the ISO 20022 rails that SWIFT carries. They've become central for any serious brand, as people demand accountability and some rigour in how counterparty risk is judged broadly to include equity and global sustainability objectives which generally correlate to good corporate governance. However they are contentious, complex and prone to being applied in uneven and inconsistent ways - often based on the ebb and flow of influence on the social network.

Argo places the ecology which of course includes human health in all its aspects at the heart of governance. Allowing all legitimate (attested) transactions on stable rails gives us a firm foundation for securing institutional and personal capital and the identities which operate within their perimeters. That is a good initial roadmap objective for agentic payments which are both censorship-resistant and which adhere to relevant sovereign authority.

However thinking ahead to the enormous impact AI will have on how we come together to create value in our lives - particularly in traditional employment - there are real opportunities to distribute income for due consideration. V≡RT (pronounced vert) is a concept for doing just that.

V≡RT

Assessing transactions based on their impact to air, water and soil allows for a granular assessment of opportunity to extract negative externalities from our ecology and tokenize them to generate money velocity (and hence prosperity) in the economy.

First of all take a stream of income generated in the other direction (VAT) and model it -constructively from a community lens as a maintenance fee for society—a small charge added to purchases to clean up, repair, and replace the shared resources used to make and deliver that product.

Now consider how negative dislocated and dispersed externalities spread through the economy may be analysed and monetized to generate a universal basic income in the other direction.

Using ISO 20022, we can compile a rich metadata profile for a transaction—spanning not just physical goods, but human energy expenditures such as movement, meditation, or optimal nasal breathing. By pulling thousands of data points from IoT wearables, online oracles can evaluate the real-time value of these actions and benchmark them against on-chain data for higher-cost, less organic alternatives. For instance, achieving a healthier baseline naturally could trigger automated incentives, directly offsetting the need for expensive clinical or pharmacological interventions.

In the process of discovering and offsetting dispersed costs by matching them at the point-of-stake (the individual) we can generate true fiat currency - money from nothing - whether dollars, yen, pounds or euros.